#26 - Jannick Malling, Co-Founder & Co-CEO at Public

Join us on this week's episode of the Slice of Finance podcast, hosted by Jared S. Taylor!

Our Guest: Jannick Malling, Co-Founder & Co-CEO at Public.

What you’ll get out of this episode:

Why Public was Created: Jannick Malling discusses the mission to democratize access to public markets and help individuals capture economic upside.
Alpha by Public: Insights into Public’s AI-powered app, Alpha, a tool for understanding stock movements and market trends.
The Great Wealth Transfer: How millennials and Gen Z will inherit unprecedented wealth and reshape investing habits.
AI’s Role in Investing: The future of retail investing powered by technology and tools that emphasize unbiased, first-principle analysis.
Building Long-Term Portfolios: The importance of tools and education for creating sustainable investment strategies.

Investing for Everyone: Public’s Mission

Jannick Malling emphasizes the importance of democratizing access to the public markets. “Investing is paramount to individual growth,” he explains, citing that ownership in the economy is a key divider between those who gain economic upside and those who don't. Public’s platform offers multi-asset investing options, ranging from equities to crypto and treasury bills, tailored to all levels of investors.

Meet Alpha: AI for Investors

A standout feature of Public is Alpha, an AI-driven app that deciphers the “why” behind stock movements. Malling describes it as a mix of “ChatGPT and Apple Stocks,” providing users with instant insights and push notifications about their watchlists. “Alpha empowers users to make faster, more informed decisions,” Malling says, highlighting its low-cost availability as a standalone app or integrated with Public accounts.

The Great Wealth Transfer and Its Impact

Over the next decade, an estimated $80–$100 trillion will shift from baby boomers to younger generations in the largest wealth transfer in history. According to Malling, millennials and Gen Z investors are tech-savvy and investing-literate, positioning them to reshape traditional financial markets. Public aims to cater to this demographic with modern, tech-first platforms that prioritize accessibility and education.

Navigating the Future of Retail Investing

Malling sees the evolution of retail investing as a two-phase journey: increased access followed by improved tools for decision-making. He envisions AI driving the next wave of innovation, leveling the playing field between retail and institutional investors. “It’s about empowering individuals with unbiased data to think critically and act strategically,” he notes.

A Balanced Approach to Risk

While acknowledging the excitement of speculative trades, Malling advocates for a foundational, long-term portfolio approach. Public offers tools to help users diversify across asset classes and adapt to market shifts seamlessly. As he puts it, “A diversified portfolio over ten years never goes wrong.”