Mastercard Agent Pay Powers Secure AI Shopping
Slice of Finance Team
10/07/2025
Key highlights
- Mastercard launches Agent Pay on ChatGPT via Instant Checkout
- Agentic Tokens ensure secure, transparent AI-driven transactions
- Citi and US Bank cardholders already enabled; full U.S. rollout by November
- Agent Toolkit offers seamless Mastercard API integration for developers
- Collaborations with FIDO Alliance advance trusted payment standards
Source: Direct
No quotes were given.
Why This Matters
This announcement marks a significant step in the evolution of digital commerce. By integrating Mastercard Agent Pay into ChatGPT, OpenAI and Mastercard are creating a secure and intelligent payment infrastructure tailored for agentic AI. The system allows AI shopping assistants to make transactions safely and transparently on behalf of users, reshaping the consumer experience. As AI agents become central to how we shop, Mastercard is positioning itself as the trusted payment layer ensuring these innovations are built on a foundation of transparency, control, and security.
